The Financial, Insurance & Investment Blog

BACKGROUND How do we prevent undercutting in the insurance market and instead  promote a healthy and growing insurance industry. ...

BACKGROUND A Melbourne underwriting agency has unveiled a product combining 3 key policies for SMEs. The Product covers Professional I...

I was reading an article on managing reinsurance risks and found a few points that I would like to share.

BACKGROUND A continuation from previous post, this post covers ORSA’s components, processes and how each stake holders contribute. ORSA r...

BACKGROUND  Solvency II requires insurers to prepare and implement assessments of the company’s own risks. Under Pillar 2’s Own Risk and S...

SCR & MCR This post is a continuation from my previous article on Solvency II  discussing capital requirement,  differences in Solven...

BACKGROUND  Solvency II is scheduled to come into effect on 1 January 2016  and will affect all insurers in the EU under the EU Directiv...

This posts will discuss the key differences between Japan's J-SOX and US's SOX Framework. BACKGROUND Sarbanes Oxley Act of 2002 ...

BACKGROUND J-SOX’s main objective  is to ensure the reliability of financial reporting therefore the internal controls prescribed are onl...

BACKGROUND The Financial Instruments and Exchange Act (金融商品取引法) promulgated on June 14th, 2006. It codifies securities law and regulates ...

A continuation from previous article titled  “ObamaCare Part 1” discussing Mr. Obama’s initiative to overhaul the U.S. Healthcare System. L...

The Patient Protection and Afforable Care Act signed in 2010 dubbed the ObamaCare. The concept is to increase the size of insurance poo...

A continuation from previous article titled “Motor Detariffed West Side Stories” highlighting how two areas in a city are charged differen...

BUYING BLINDLY? Back in January 2014, The Guardian reported in the UK that “ six well-known agencies had sold personal accident policies...

This post will provide info on factors to consider when you purchase an insurance coverage for dwelling/house. Note: Most of the info are...

Would you allow insurance companies to track/monitor/gather data on your lifestyle in return for cheaper premiums? There are devices in...

I stumbled upon an article reporting a downward trend in car insurance premiums in England and would like to share some views on the trends...

BACKGROUND Motor insurance premiums are usually governed by a fixed rate (aka tariff) to ensure all vehicles on the road are adequately co...

In Part 1 I covered how & what made the US credit cards so vulnerable to fraud. More info at the link below (http://levelnineatwork.b...

If you recall,Target Customers' Credit Card Info was compromised.  More info at the link below. (http://levelnineatwork.blogspot.com/...