The Financial, Insurance & Investment Blog

This post covers risks from endocrine disrupting chemicals, electromagnetic fields, nanotechnology and communication patterns.

This post continues from previous post and covers risks from nat cat exposures, social unrest and risky harvests.

This post covers risk from power blackouts, cyber attacks and supply chain vulnerability.

1. The Swiss Re introduced a Systematic Observation of Notions Associated with Risk (SONAR) to help society and the insurance industry adapt...

THE SITUATION 1. Local governments circumvent borrowing restrictions causing accumulation of debts into speculative investments. 2. All t...

FINED FOR  POOR COMPLAINTS HANDLING " The Financial Conduct Authority (FCA) has issued its largest ever retail fine (£117m) to Lloyd...

To extend from previous article titled "Asset Management Opportunities in Asia". There are currently 3 investment schemes in the A...

ASIAN REGION FUNDS PASSPORT Target Live Launch Period:-  Late 2015/ Early 2016 Participating Pilot Group Countries:- Australia, Korea, Ne...

BACKGROUND Bankers ensure that any un-needed surplus would be deposited by the dealers towards the end of a trading day. They would place...

BACKGROUND This post will provide pertinent details from the Monetary Authority of Singapore's investigation report on the sales and ...

KEY FINDING we will look at the types and number of lapses found by MAS for each FIs. Before we delve further, here is a list of internal a...

BACKGROUND After the financial crisis (Lehman 2008), there were substantial growth and profitability in the industry. This post will discu...

UNDERWRITING RISK Ask staffs in an insurer what are risks associated with underwriting risks and chances are you will get "the risk fa...

CHINA'S  NPL INCREASES TO FIVE-YEAR HIGH Since FY 11 to FY15 Q1, NPLs in China are on an upward trend with NPL of four largest banks ...

BACKGROUND Tail-risk events are extreme events such as flood, storms and market crashes which can erode an insurer's capital and profit...

BACKGROUND The pricing of a policy are highly dependent on the characteristics of the individual to whom the policy is sold. The character...

BACKGROUND Here is an article highlighting the need for life insurers to “broaden their horizons” due to low-yield returns in existing in...

BACKGROUND Here are two articles highlighting practices in the insurance claims process.  The first article listed the findings by the Fi...

BACKGROUND An article discussing and providing points for insurers to innovate in view of stiff competitions, record capacity levels and r...

PURPOSE Some traditional one-way  pricing methods do not factor in effects of correlations in the data leading to mispricing of relevant r...