The Financial, Insurance & Investment Blog

"Between January 2010 and October 2012, Mr Miah exploited weaknesses in the trading systems and controls at Aviva Investors in order to...

OVERVIEW OF COMMERCIAL INSURANCE 1. This post aims to provide an overview of the main features of Commercial insurance and  the roles of po...

1. There are two widely used actuarial cost methods to calculate the Actuarial Accrued Liability (AAL) and  Normal Cost (NC). 2.Pre-fun...

TYPES OF PENSION PLANS 1. Defined Benefit Plan - Pension plan where a monthly benefit, payable at a certain retirement age, is defined in...

CHINA'S BOND MARKET 1.Chinese government has succeeded in getting funding to higher risk sectors by relaxing bond approvals. 2. Regul...

INSURANCE VALUE CHAIN 1. Insurance operations can be broadly divided into three core elements. 2. They are Front office, Policy Administr...

1. Countries with pensions freedoms that enables pensioners to spend their retirement savings as they wish is a ticking time bomb.  2. Lon...

REINSURANCE FRADULANT ACCOUNTING PRACTICES 1. in 2010,Gen Re agreed to pay $US31.7 million ($35m) to settle charges brought by the US Secur...

FINED FOR POOR MANAGING OF INCENTIVES 1. Management often have schemes to help boost sales such as recruiting third party as agents/advisor...

COVERAGE 1.  " An event or occurrence that deviates beyond what is normally expected of a situation and that would be extremely diff...

INNOVATION CYCLE 1. Innovation is crucial as it evolves the industry with domino's effects onto other industries as processes becomes e...

MISCONCEPTIONS This post discusses the misconceptions on COSO's key concepts and how modern and traditional risks managers perceive and...

This post covers risks from legal action precedents, personal damage compensation, big data, regulatory fragmentation concerns, and continge...

This post covers risks from inflation and bond yields, sovereign debts, underfunded infrastructure. 

This post covers risks from lifestyle changes, new infectious diseases, drug resistance and future medicine.

This post continues from previous post and covers risks from toxic substances, mobility, DIY Trends, and robotics. 

This post covers risks from endocrine disrupting chemicals, electromagnetic fields, nanotechnology and communication patterns.

This post continues from previous post and covers risks from nat cat exposures, social unrest and risky harvests.

This post covers risk from power blackouts, cyber attacks and supply chain vulnerability.

1. The Swiss Re introduced a Systematic Observation of Notions Associated with Risk (SONAR) to help society and the insurance industry adapt...