Principles, Ideas and Discussion on Transit-Oriented Development

TOD is the key to more efficient, sustainable, and equitable communities because it prioritizes the “3Cs”: compact, coordinated and connected. By following a TOD approach, decision makers and urban planners can strengthen their communities.

Survey on Defined Benefit Pension Plan & Insurer's Outlook On Investment Returns

1. A defined benefit pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum (or combination thereof) on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. 

2. Traditionally, many governmental and public entities, as well as a large number of corporations, provided defined benefit plans, sometimes as a means of compensating workers in lieu of increased pay.

3. Over time, these plans may face deficits or surpluses between the money currently in their plans and the total amount of their pension obligations. Contributions may be made by the employee, the employer, or both. In many defined benefit plans the employer bears the investment risk and can benefit from surpluses.

[U.S. China Trade War] Opportunity for Southeast Asia

Southeast Asia is seeing a boom in foreign direct investment as the intensifying trade war between the U.S. and China prompts companies to shift production to the region.

Product Spotlight - Bio Plastics - Part 3 - Plastic Spectrum and Biodegradability

Generally, “bioplastic” are made from renewable resources such as corn, sugars, potatoes, etc. There are four types of degradable plastics